Smart Surcharging for Modern Businesses

Offset credit card processing costs with a compliant, transparent surcharge program that protects your margins while giving customers flexible payment options.

Surcharge Overview

A surcharge is a small, additional fee added to a customer’s transaction when they pay with a credit card. Businesses often use surcharging to offset the costs of credit card processing fees while still allowing customers the convenience of paying by card. This practice can improve profitability, but it must be implemented in compliance with state laws, card network rules, and proper customer disclosure requirements.

Why Choose Our Surcharge Program?

The Surcharge Program empowers your business to save on operational costs while providing customers with flexible payment options. By eliminating processing fees, you can focus on growing your business and increasing profitability—all with a solution that is transparent, compliant, and hassle-free.

Benefits of the Surcharge Program

  1. Eliminate Processing Fees:Pass the cost of credit card fees directly to customers, saving your business thousands in monthly expenses.
  2. Transparency and Customer Choice:Customers appreciate the clarity and the ability to choose their preferred payment method.
  3. Increased Profitability:Retain more of your revenue by eliminating credit card fees, allowing you to reinvest in your business.
  4. Compliance Made Easy:Our program ensures you meet all legal and regulatory requirements for surcharging, making the process worry-free.
Contact Us for More Information
How the Surcharge Program Works

The Surcharge Program is a simple, transparent solution that helps businesses eliminate credit card processing fees by passing them on to customers who choose to pay with credit cards. Here’s how it works:

1

Display Pricing Options:

At checkout, customers see the base price and the credit card price, which includes the processing fee.

2

Customer Choice:

Customers can choose to pay with a credit card and cover the surcharge fee or opt to pay with debit or cash to avoid the fee.

3

Compliant and Transparent:

The surcharge is clearly disclosed at checkout, ensuring compliance with all regulations and providing customers with a fair and informed choice.

4

Seamless Implementation:

Our program integrates seamlessly with your payment systems, automatically calculating and applying the surcharge for credit card transactions.

How It Works for the Customer:

  1. If the customer pays with cash or debit, they pay the base price of $500.00.
  2. If the customer pays with a credit card, a surcharge capped at 3% by regulatory guidelines is added, bringing the total to $515.00.

Example of the Surcharge Program on a $500 Transaction

Here’s how the surcharge program works for a $500 transaction with a credit card processing fee capped at 3% by regulators:

Invoice Breakdown:

  • Base Price (Cash/Debit): $500.00
  • Surcharge (3% for Credit Card): $15.00
  • Total for Credit Card Payment: $515.00

Benefits for Your Business:

  • No Processing Fees: The $15.00 surcharge covers the credit card processing fee, ensuring you retain the full $500.00 from the transaction.
  • Regulatory Compliance: The surcharge complies with the 3% cap set by regulators.
  • Customer Choice: Customers can avoid the surcharge by paying with cash or debit, providing transparency and flexibility.

This program not only eliminates credit card fees for your business but also gives customers the freedom to choose their preferred payment method while understanding the associated costs.

Contact Us for More Information!

A new open world

Over All Savings with Our Surcharge Program

Switching to our Surcharge Program can drastically reduce, and even eliminate most credit card processing fees—especially for businesses with credit card-intensive accounts. By passing the cost of processing fees to customers who pay with credit cards, your business keeps more of its hard-earned revenue.

How the Savings Work:

  1. Processing Fees Eliminated:The surcharge program shifts the processing fees directly to credit card-paying customers, so your business no longer absorbs these costs.
  2. Perfect for Credit Card-Intensive Accounts:Businesses processing a high volume of credit card transactions, like retail stores, restaurants, and service providers, will see the greatest benefit.
  3. Transparent Options for Customers:Customers paying with debit or cash can avoid the surcharge, ensuring fairness and transparency at checkout.

Example Savings:

For a business processing $100,000 per month in credit card transactions with an average processing fee of 2.5%:

  • Without Surcharge Program: $100,000 x 2.5% = $2,500 in monthly fees.
  • With the Surcharge Program, Credit card fees are passed to customers, saving the business $2,500 every month.
  • Annual Savings: $2,500 x 12 = $30,000 per year in eliminated fees!

Our Surcharge Program allows businesses to pass the credit card processing fee to customers paying with credit cards. Customers can choose to pay with debit to avoid the fee, ensuring transparency and giving everyone a choice.
"Please contact us to confirm the availability of our Surcharge Program in your state or province."

Payment Processing Apply Here!

Got a Question?

We'd love to hear from you. Send us a message and we'll respond as soon as possible.